Getting a Mortgage with the Best Interest Rate

Mortgages / Alberta

Getting a Mortgage

We work for you, offering unbiased advice. We shop the lending market for the best mix of interest rates and mortgage benefits; all to meet your individual needs. Rather than working for one financial institution, we are independent and deal with a wide variety of financial institutions.

We shop dozens of lenders in the time it takes you to book an appointment at your bank. Many of the lenders we deal with are the same reputable, established Canadian financial institutions you’re used to. To that list, we've added a large group of innovative broker-only lenders who offer even more attractive rates and features.

Service is fast and efficient, because mortgages are our only business. Fees are paid by the lenders not the borrowers. In very rare instances – if, for example, you have non-standard credit – a broker may charge a fee, but in the vast majority of cases, there’s no charge of any kind! Finally -- being personable, mobile, and accessible through the latest means of communications are key benefits that take this mortgage broker outside the traditional banking solution.


Finding the Best Rate

We offer some of the best rates in Alberta. Our partnerships with the top lenders gives us access to some of the lowest mortgage rates available.

Special rates are often available. Call to find out if there is a rate special happening now.


TERM
(# years)
OURS
(rate - APR)
THEIRS
(posted rate)
DIFF.
(rate difference)
5y/variable 2.15 n/a n/a
1 year 2.94 3.04 0.10
2 year 2.89 3.24 0.35
3 year 2.99 3.44 0.45
4 year 3.19 3.89 0.70
5 year 2.99 4.99 2.00
7 year 3.44 5.30 1.86
10 year 4.09 6.10 2.01

Rates may vary if the mortgage is conventional vs. high ratio, quick close vs extended rate hold, pre-approval vs Live deal, Primary home vs Rental Property, and amortization. Please call Jason today for all the details mentioned above. Rates effective as of 12/11/2017. Rates are subject to change without notice. *O.A.C. E.& O.E.